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THE BEST CREDIT CARDS FOR SHOPAHOLICS

credit cards fro shopping

For many, shopping isn’t just a necessity—it’s a passion. If you’re someone who loves to indulge in retail therapy, choosing the right credit card can make your shopping experience even more rewarding. Here, we explore some of the best credit cards tailored for shopaholics:

1. Amazon Pay ICICI Credit Card

  • Prime Customers can enjoy a 5% cashback when shopping at Amazon.
  • Non-Prime Members also receive a 3% cashback for Amazon spends.
  • Users can avail a 2% cashback on purchases from 100+ partner merchants of Amazon.
  • For all other transactions, a 1% cashback is offered.
  • Additionally, users can enjoy a 15% discount at partner restaurants of ICICI Bank.

2. HDFC Millennia Credit Card

  • Get 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato.
  • Earn 1% cashback on all other spends (excluding fuel) including EMI and wallet transactions.
  • Receive ₹1000 worth of gift vouchers on spends of ₹1,00,000 and above in each calendar quarter.
  • Enjoy up to a 20% discount at partner restaurants through Swiggy Dineout.

3. HDFC MoneyBack+ Credit Card

  • Earn 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
  • Get 5X CashPoints on EMI spends at merchant locations.
  • Receive 2 CashPoints per ₹150 spent on other transactions (excluding fuel, wallet loads/prepaid card loads, and voucher purchases).
  • Enjoy a ₹500 gift voucher for spends of ₹50,000 per calendar quarter.
  • Enjoy up to a 20% discount at partner restaurants through Swiggy Dineout.

4. Flipkart Axis Bank Credit Card

  • Get 5% cashback on Flipkart purchases.
  • Receive 4% cashback when shopping with other preferred merchants.
  • Earn 1% cashback across all other categories.
  • Enjoy Rs. 600 worth of joining and activation benefits from Flipkart and Swiggy.
  • Get a 15% discount on dining at over 10,000 partner restaurants under Axis Bank Dining Delights.

5. SBI SimplyCLICK Credit Card

  • Receive a welcome gift of a Rs. 500 Gift Voucher from Amazon.
  • Earn 10 reward points per Rs. 100 on online purchases made on Apollo 24×7, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds, and Yatra.
  • Get 5 reward points per Rs. 100 on other online spends.
  • Earn 1 reward point per Rs. 100 spent on other categories.
  • Receive Cleartrip or Yatra e-voucher worth Rs. 2,000 on reaching spend milestones of Rs. 1 Lakh and Rs. 2 Lakh.

6. American Express SmartEarn™ Credit Card

  • Earn 10X Membership Rewards® Points on Zomato, Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow, and more.
  • Get 5X Membership Rewards® Points per Rs. 50 spent on Amazon and Paytm Wallet, up to 250 points per month.
  • Receive 1 Membership Rewards® Point per Rs. 50 spent on other categories.
  • Enjoy Rs. 500 cashback on spending Rs. 10,000 in the first 90 days of card membership.
  • Receive Rs. 500 voucher each on annual spends of Rs. 1.20 lakh, Rs. 1.80 lakh, and Rs. 2.40 lakh, respectively.

7. Axis Bank NEO Credit Card

  • Get 40% off on food delivery orders placed through Zomato.
  • Enjoy a 5% discount on utility bill payments made via Amazon Pay.
  • Avail a 10% discount on Blinkit, Myntra, and movie ticket bookings through BookMyShow.
  • Earn 1 reward point for every Rs. 200 spent.
  • Receive 100% cashback, up to Rs. 300.

8. AU Bank LIT Credit Card

  • Earn 10X or 5X Reward Points on all online domestic & international retail transactions.
  • Receive 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions.
  • Get 5% cashback three times over a 90-day period.
  • Enjoy 5% cashback for retail spends along with 1 Reward Point per INR 100 spent.
  • Avail a minimum cashback of INR 500 on minimum retail spends of INR 7,500 over a 30-day period.
  • Earn 2% cashback three times over a 90-day period.
  • Receive 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
  • Get a minimum cashback of INR 1,000 on minimum retail spends of INR 10,000 over a 30-day period.
  • Enjoy an additional 5% cashback for grocery & apparel expenses in addition to 1 Reward Point per INR 100 spent.
  • Maximum cashback of INR 1,000 in each 30-day period.

9. RBL Bank Cookies Credit Card

  • Start your journey with the RBL Bank Cookies Credit Card and receive a gift card voucher worth Rs. 1,000, redeemable at Shopper’s Stop, Croma, Myntra, Flipkart, or Amazon.
  • Earn 5 Reward Points per Rs. 100 spent online and 1 Reward Point per Rs. 100 spent offline.
  • Get a 10% cashback at Grofers, Myntra, and Uber, along with 10% cashback on BookMyShow up to Rs. 300 every month.
  • Enjoy 10% cashback on Zomato spends up to Rs. 300 every month.
  • Earn 1 Reward Point per Rs. 100 spent offline (excluding fuel transactions) and 5 Reward Points per Rs. 100 spent online.

10. IDFC First Millennia Credit Card

  • Get 10 times the reward points on spending more than Rs. 20,000 a month and on spends made on your birthday.
  • Earn 6 times the reward points on online purchases for spending up to Rs. 20,000, and 3 times the reward points on offline purchases for spends up to Rs. 20,000.
  • Receive a welcome voucher worth Rs. 500 on spending Rs. 5,000 or more in the first 30 days of generating the card.
  • Enjoy 5% cashback on the transaction values of the first EMI done within the first 30 days of card issue.
  • Additionally, avail up to a 20% discount at more than 1,500 restaurants across India and get a 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).

11. HDFC Shoppers Stop Credit Card

  • Receive a welcome benefit of a Rs 500 Shoppers Stop voucher, redeemable on any transaction at Shoppers Stop store by displaying the message during payment.
  • Earn 3% reward points on every Shoppers Stop spend with a monthly capping of Rs 500, and 1% reward points on every Non-Shoppers Stop spend with a monthly capping of Rs 1000.
  • Additionally, enjoy a complimentary Shoppers Stop Silver Edge membership worth Rs 350.

12. Indusind Platinum Aura Credit Card

  • Receive EazyDiner vouchers, as well as vouchers from Vero Moda and Bata, as welcome gifts.
  • Earn 4 reward points when shopping at departmental stores, grocery shopping, hotel expenses, and restaurant bills.
  • Gain 2.5 reward points on cellphone bills, electricity bills, and airlines tickets.
  • Acquire 2 reward points when purchasing consumer durables, electronic items, or settling bar/pub bills.
  • Earn 1.5 reward points on restaurant bills, books, medical spends, insurance premium, car rental, rail tickets, and movie tickets spends.
  • Earn 0.5 reward points on other spends.

13. IDFC First Private Credit Card

  • Receive 200,000 bonus rewards points worth Rs. 50,000.
  • Enjoy curated Taj Epicure Membership.
  • Earn 6 rewards for every Rs. 100 spent on online purchases and 3 rewards for every Rs. 100 spent offline.
  • Get 3 reward points for every Rs. 100 spent on rental transactions, 1 reward point for every Rs. 100 spent on insurance premium payments, and 10 rewards for every Rs. 100 spent on your birthday.
  • Earn 1 reward point for every Rs. 100 spent on other transactions, including property management.

14. AU Bank Vetta Credit Card

  • Receive vouchers worth Rs. 2,000 from partner brands when you spend Rs. 30,000 within the first 60 days of setting up your credit card.
  • Earn 10 reward points for every Rs. 100 spent on utility bill payments, and 4 reward points for every Rs. 100 spent at grocery and departmental stores.
  • Get 2 reward points for every Rs. 100 spent on other merchant categories.
  • Enjoy annual Zomato Pro Membership when you spend Rs. 50,000 in a calendar month.
  • Receive vouchers worth Rs. 1,000 when you spend Rs. 2.50 lakh during your credit card’s anniversary year.
  • Get 1,000 bonus reward points when you use the AU Bank Vetta Credit Card to complete one retail transaction on your birthday.

15. YES First Exclusive Credit Card

  • Receive a welcome offer of a free Rs. 500 Amazon gift voucher when you spend Rs. 1000 within 30 days of online application.
  • Enjoy a 25% discount on movie tickets booked on BookMyShow and dining offers at select restaurants.
  • Earn 24 reward points for every Rs. 200 spent on online shopping, and 12 reward points for every Rs. 200 spent on offline shopping.
  • Select category transactions such as insurance, education, and government payments will earn you 6 reward points per Rs. 200 spent.

For many, shopping isn’t just a necessity—it’s a passion. If you’re someone who loves to indulge in retail therapy, choosing the right credit card can make your shopping experience even more rewarding. Here, we explore some of the best credit cards tailored for shopaholics:

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