Whether you travel often for business or leisure, take a moment to discover the finest travel credit cards. They add value to your journeys, making them more affordable and rewarding.

Though credit cards are known for making purchases while paying for them later. But other than this, a credit card offers its users a number of benefits, and one should definitely be acquainted with all such perks. Many such perks are available for travel, and below are the best travel credit cards for you with all their travel benefits. 

TOP CREDIT CARDS

Standard Chartered EaseMyTrip Credit Card

• Enjoy 1 domestic lounge access per quarter and 2 international lounge accesses per year. 
• Flat 20% instant discount on domestic and international hotel bookings using the EaseMyTrip app/website (max discount of Rs 5000 and Rs 10000 respectively).
• Flat 10% instant discount on domestic and international flight bookings using the EaseMyTrip app/website (max discount of Rs 1000 and Rs 5000 respectively).
• Flat INR 125 instant discount on domestic bus booking (on minimum ticket booking of Rs 500).
• Earn 10x reward points for every INR 100 spent on ticket bookings on standalone hotel and airline websites/apps/outlets.

IDFC FIRST Bank Wealth Credit Card

• Get 4 complimentary domestic and international airport lounge and spa visits per calendar quarter (available only on minimum monthly spends of INR 5000).
• Enjoy 4 railway lounge visits.
• Get access to discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
• Discounts on Airport transfer limousine service in over 3000 cities across 83 countries. 
• Effective concierge service provides a modern, personalised experience for you to self-book your dining, staycation, flights, and activities.
• Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrades upon arrival, complimentary in-room Wi-Fi, complimentary continental breakfast, VIP Guest status, 3PM check-out upon request, and others.
• Get personal accident coverage of INR 10 lakh and air accident coverage of INR 1 crore (both available only after making at least one transaction in the preceding year).
• Get comprehensive travel insurance coverage worth USD 1200.

HDFC Regalia Credit Card

• Get 6 international lounge visits using the Priority Pass and 12 domestic lounge visits in a calendar year. 
• Avail an exclusive, free-of-cost silver membership to Club Vistara.
• Enjoy priority check-in and waitlist clearance, an additional baggage allowance, and an option to earn 9 Club Vistara points on every Rs.100 spent on the card.
• Availability of 24/7 concierge services.
• Get an air accident death cover worth INR 1 crore and an emergency overseas hospitalisation cover worth INR 15 lakh.

Club Vistara SBI Credit Card 

• Get a welcome gift of 1 Economy class flight ticket in the form of an e-gift voucher after payment of the annual/renewal fee.
• Enjoy 4 complimentary domestic airport lounge visits yearly (subject to a max of 1 quarterly). 
• Access to the complimentary membership for the Priority Pass worth USD 99. 
• Earn 3 Club Vistara Points on every spend of INR 200 or above.
• Earn 1,000 Club Vistara Points on spending INR 50,000 within 3 months of card issuance. 
• Get a hotel stay voucher worth INR 5,000 on spending INR 5 lakh annually.
• Get 1 Economy class ticket on annual spends of INR 1.5 lakh, INR 2.5 lakh, INR 4.5 lakh, and INR 5 lakh.
• Avail an air accident cover of INR 50 lakh.

Air India SBI Signature Credit Card

• Enjoy access to over 600 international airport luxury lounges with Priority Pass Program and 2 complimentary domestic lounge visits per quarter via Visa Lounge Access Program. 
• Complimentary membership of the Air India Frequent Flyer program- Flying Returns. 
• Earn up to 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com or the airindia mobile app ( 30 Reward Points when booked for self and 10 when booked for others). 
• Enjoy a cashback of up to INR 600 on domestic flight bookings on ixigo.com, and INR 2,400 cashback on international flight bookings on a minimum purchase of INR 18,000.
• Get discounts on domestic and international flight bookings and hotel bookings on MakeMyTrip.
• On EaseMyTrip get a discount of INR 1,000 on flight bookings and a flat 20% discount on domestic and international hotel bookings. 
• Avail EMI payment for your travel bookings on Cleartrip, Goibibo, goindigo.in, Yatra.com, and Emirates. 
• Wide range of offers are also available on Travelxp for cardholders.
• Get INR 100 off on bus bookings.
• You can book railway tickets through the card and get them delivered to your home.

Axis Bank Magnus Credit Card

• As a welcome annual benefit, choose between one complimentary domestic flight ticket and a Tata CLiQ voucher worth INR 10,000.
• Enjoy unlimited complimentary international lounge visits and 8 additional guest visits per year with the Priority Pass card. Also, unlimited domestic select airport lounge visits. 
• Earn 5x EDGE Rewards on travel spends via TRAVEL EDGE.
• Additional 2x EDGE Rewards Points for purchases made at Yatra, MakeMyTrip, Goibibo.
• Access to the conversion of EDGE Reward Points into Air Miles or Hotel Loyalty Points for select flights and hotels. 
• Avail 24/7 concierge services for flight bookings, table reservations, and more. 
• Enjoy a flat 15% discount on your stay at Oberoi Hotels and a complimentary room upgrade.
• Availability of travel assistance through inoculation, visa requirement information, legal and medical service referrals, emergency evacuation, etc.

Axis Bank Vistara Infinite Credit Card

• As a welcome gift, get a complimentary Business Class ticket voucher and a Club Vistara Gold Membership.
• Get complimentary domestic lounge visits to selected airports.
• Earn 6 Club Vistara reward points for every INR 200 spent.
• Bonus points on spending INR 1 lakh within 90 days of card issuance.
• Get 4 Business Class flight tickets in a year after achieving the milestones of spending INR 2.5 lakh, INR 5 lakh, INR 7.5 lakh, and INR 13 lakh.
• The card also offers air accident insurance coverage of INR 2.5 crore. In addition to this, a cover of up to USD 300 each for the loss of documents during flight travel, delay in check-in baggage, and loss of any check-in baggage.

ICICI Emeralde Credit Card

• Enjoy unlimited international and domestic lounge access. Adding to this, also enjoy unlimited spa access at domestic airports.
• On cancellation of ticket, hotel, or movie bookings get a refund of up to INR 12,000 (max of 2 cancellations allowed every year).
• Avail air accident insurance worth INR 3 crore.
• The card also offers lost baggage insurance of USD 1200, and loss of travel documents insurance of USD 500. 

CONCLUSION 

For travel nomads, a credit card isn’t just a payment tool; it’s a gateway to memorable experiences. The top credit cards for travel enthusiasts in India cater to your jet-setting lifestyle, providing a range of benefits that amplify your journeys. As you explore the world, let your credit card enhance your travel encounters and turn your adventures into unforgettable stories.

Also read –

BEST CREDIT CARDS IN INDIA FOR 2023